As a longtime employee, I think the Calpak luggage set and Upper Cut snack packs are two of the best things to get at Costco right now. Veronica Thatcher As a Costco employee of 20 years, I love seeing the new items that come into the warehouse. This month, an eight-piece Calpak luggage set caught my eye. I also think the Upper Cut snack pack is a great way to get your protein in. Even though I've been working at Costco for two decades, I still get excited to see the new items that come into the warehouse. This month, the store is stocked with everything from chic luggage sets to outdoor-entertaining essentials. Here are seven items that caught my eye. The Calpak 8-piece luggage set has everything you need to stay organized while traveling. Veronica Thatcher If you're prepping for summer travel, I recommend checking out this eight-piece luggage set from Calpak. It includes everything you need to stay organized while traveling — a 28-inch suitcase, a 20-inch carry on, three packing cubes, a laundry bag, a shoe bag, and a luggage tag. I love that the roller bags have 360-degree spinning wheels, which make it easy to transport the bags through the airport. Plus, the set is on sale for $30 off until July 19. Costco superfans will love these reusable shopping bags. Veronica Thatcher Costco's four-pack of reusable shopping bags is perfect for fans of the warehouse. Decorated with some of Costco's most popular items, like the famous $1.50 hot dog and bakery items, these durable bags are great for grocery shopping or everyday use. There's even a spot to hold a bottle inside. Plus, they're easy to fold for compact storage. The Upper Cut snack pack is a great way to get your protein in. Veronica Thatcher The Upper Cut tapas snack pack is like a mini charcuterie board with white-cheddar cheese, crackers, salami, and dark-chocolate-covered cranberries. It's great if you're looking for a protein-packed lunch or a quick on-the-go snack. Illuminate your space with the Infinity X1 wireless lights. Veronica Thatcher Although this product is called an under-cabinet light, it can be used in closets, pantries, office spaces, or anywhere that could benefit from better illumination. Each box comes with three Infinity X1 wireless rechargeable lights that are easy to install. There's also a remote that allows you to adjust the lights to your desired color temperature. Instead of going to the drive-thru, I like to pick up a box of Bolthouse Farms mocha cappuccinos. Veronica Thatcher The ready-to-drink Bolthouse Farms mocha cappuccinos can be found in the refrigerated section at Costco. Made with Arabica coffee, rich cocoa, and milk, this is the perfect grab-and-go solution for busy days. The Excello Global Products pole set makes it easy to hang string lights. Veronica Thatcher Nothing screams summer quite like a backyard decorated in string lights. However, they can be tricky to hang without the right equipment. Luckily, the Excello Global Products poles are easy to stick in the ground or mount on a deck. The set comes with all the brackets and screws needed for installation. However, keep in mind the lights are sold separately. The Ryl Co. iced teas are the perfect summer treat. Veronica Thatcher If you're looking for a refreshing summer drink without loads of sugar or calories, you might want to pick up a pack of The Ryl Co. iced teas. Each variety pack comes with 15 cans of iced tea in raspberry, Rocket Pop, and Southern sweet tea flavors. Costco was not involved in the sourcing or writing of this story. The views contained within represent the author's personal views. Read the original article on Business Insider

This story originally appeared in The Algorithm, our weekly newsletter on AI. To get stories like this in your inbox first, sign up here. OpenAI CEO Sam Altman’s oft-discussed promise that Americans will share in the wealth AI creates was in the news again last week. On Thursday, the Financial Times reported that Altman is in…

What if low severity didn't mean low priority?Databricks ingests petabytes of security...

The Ferdinand Magellan was in presidential use from 1943 to 1954. Kristine Villarroel/Business Insider The Ferdinand Magellan, also known as US Car No. 1, was used by US presidents between 1943 and 1954. It was the president's official transportation in the days before Air Force One. The car used by Franklin D. Roosevelt, Harry Truman, and Dwight Eisenhower can still be borrowed. Long before US presidents traveled aboard Air Force One, their main form of long-distance transportation was a 10-foot-wide train car. The Ferdinand Magellan, a Pullman car rebuilt in 1942 for presidential use, served as the president's official mode of transportation from 1943 until its last official use in 1954. The car is also known as US Car No. 1. The armored car was the heaviest passenger railcar ever built in the US after it was fitted with detailed security features and enlarged spaces for President Franklin D. Roosevelt at the height of World War II. Today, it is the only passenger train car to ever be declared a National Historic Landmark. While it pales in comparison to the current Air Force One in terms of space, luxury, and technology, the Ferdinand Magellan allowed the president to continue his duties in comfort while on the move. The car was often accompanied by other train cars dedicated to radio communications, White House staffers, and members of the press, making it a "White House on wheels." See how US presidents traveled in the days before Air Force One. US Car No. 1 was presented to President Franklin D. Roosevelt in December 1942. Library of Congress/Corbis/VCG via Getty Images On December 18, 1942, the Pullman Company presented a luxury train car — originally built in 1928 — that had been rebuilt at the request of the US Secret Service, which had determined that the president needed a secure way to travel during wartime. Roosevelt most often used the car to travel from Washington, DC, to his home in Hyde Park, New York. The president insisted on not surpassing a speed of 35 miles per hour when traveling aboard the Ferdinand Magellan, making his journeys less efficient and heightening security measures, per the White House Historical Association website. He last rode the car on March 30, 1945, when he visited his Little White House in Warm Springs, Georgia, where he died a few weeks later. During his time, the president rode over 50,000 miles aboard the presidential train car. It was most famously used in 1948 during Harry Truman's "whistle-stop" campaign tour. Bettmann/Bettmann Archive While the car was rebuilt with Roosevelt in mind, including certain designs that would allow him to use a wheelchair on the train, it was his successor, President Harry S. Truman, who used it the most. The president, who, unlike Roosevelt, opted for a speed of 80 miles per hour, employed the car in his iconic 35-day whistle-stop tour during his reelection campaign in 1948, where he delivered 356 speeches from the back of the Magellan, per Architectural Digest. By the time Truman's successor, President Dwight D. Eisenhower, took office, more efficient air travel was starting to replace rail travel, and the US Car No. 1 was used for the last time in 1954. The car was last used by Ronald Reagan during a commemorative whistle-stop tour in Ohio in 1984. Dirck Halstead/Getty Images In 1984, Reagan brought the Magellan out of retirement for a one-day whistle-stop tour through Ohio during his reelection campaign. The president traveled from Dayton to Perrysburg and stopped at five locations to give speeches from the rear platform of the presidential car. Today, the US Car No. 1 sits in a small museum near Zoo Miami. Kristine Villarroel/Business Insider In 1959, the Gold Coast Railroad Museum in Miami, Florida, acquired the car, which in 1958 had been declared surplus and donated to the Smithsonian, which had no way to store it. Since then, the car has stayed in South Florida, where it is now open to the public. The Gold Coast Railroad Museum is open Wednesday through Sunday from 11 a.m. to 4 p.m. on weekdays and from 10 a.m. to 4 p.m. on weekends. A regular adult ticket for the museum costs $12, and tickets for the presidential train car cost an additional $10. To carry the president, the unique armored car had enhanced security features. Kristine Villarroel/Business Insider The car, which is 84 feet long, 10 feet wide, and 15 feet tall, was covered with over 1/2 an inch of nickel-steel armor on its sides and featured 3-inch-thick bulletproof glass windows. It was also the heaviest passenger train car built in the US. After it was refurbished for presidential use, the train car weighed 285,000 pounds, making it much heavier than modern-day war tanks, which often weigh around 100,000 pounds. The car also had its name, Ferdinand Magellan, removed from its sides in an effort to conceal the president's presence, although its design often stood out. Other security features included two escape hatches and a complex security protocol, which included diverting traffic on the rails to ensure that no train traveled ahead or behind the president for at least 30 minutes. Operating under the code name POTUS, the president's train always had the right of way. Passengers boarded from the front of the train, which housed the staff quarters and kitchen. Kristine Villarroel/Business Insider The entrance through which presidents and their guests would've entered is at the front of the car. In the kitchen, an onboard chef had access to ovens and refrigerators. Kristine Villarroel/Business Insider The train's dedicated chef prepared the president and guests' meals inside this kitchen. On the other side of the kitchen, the staff had pantry space to plate the dishes. Kristine Villarroel/Business Insider The kitchen was also equipped with a pantry and a full-size metal sink. The car housed two staff members: a chef and a porter. Kristine Villarroel/Business Insider Near the kitchen, the two-person staff had sleeping quarters that featured an upper and lower berth. The dining and conference room was in the main cabin of the car. Kristine Villarroel/Business Insider The presidential car's main cabin featured a 6-foot solid mahogany table where the president and his guests — often diplomats or foreign leaders — could gather for dinners or meetings. The dining room had its own set of presidential fine china. Kristine Villarroel/Business Insider Presidents and guests didn't have to sacrifice the White House's luxuries while they were on the move — the dining room had its own set of china decorated with the presidential emblem. Today, the room displays an example of the glass used in the car's windows. Kristine Villarroel/Business Insider The 3-inch-thick laminated bulletproof glass windows were installed when the car was refurbished for the president's use. The windows were sealed, so to keep the car ventilated there was a simple form of air conditioning in which fans pushed air cooled by blocks of ice. The car included two guest bedrooms along with a presidential suite. Kristine Villarroel/Business Insider The first of two guest bedrooms aboard the US Car No. 1, Stateroom D, included an upper and lower berth, where guests could sleep, and an in-room bathroom. In these guest rooms, Truman welcomed British Prime Minister Winston Churchill during his visit to the US in 1946, during which he delivered his iconic Iron Curtain speech. The presidential suite included the president's sleeping area. Kristine Villarroel/Business Insider Designed to accommodate Franklin D. Roosevelt's wheelchair, the president's room included a full-size bed, a dresser, and an in-room toilet. Like most rooms in the car, it was also connected to a telephone, which was extremely rare at the time. The connecting bathroom inside the presidential suite featured a bathtub, toilet, and sink. Kristine Villarroel/Business Insider The presidential suite bathroom, equipped with a bathtub, toilet, and sink, connected the president's and the first lady's rooms, staterooms B and C. The bathroom also contained an escape hatch, which was added as a security measure during the car's refurbishing. The first lady's room was located parallel to the president's. Kristine Villarroel/Business Insider Inside the first lady's quarters was a bed and a dresser, although she didn't have an in-room bathroom. The secondary guest bedroom could also be used as a breakfast or gathering room. Kristine Villarroel/Business Insider Located towards the back of the car, Stateroom A, the second guest room aboard the Magellan, featured convertible berths, like the other guest room, that could also be used as a breakfast, gathering, or office space for the president or his guests. The upper berth could be raised into the ceiling, and the lower one could be converted into a sitting booth with a pull-out table. The presidential car was often attached to train cars housing Secret Service, White House staffers, and the press. Kristine Villarroel/Business Insider The Ferdinand Magellan functioned as a White House on wheels, and was often attached to train cars dedicated to Secret Service, White House staffers, and reporters traveling with the president. The US Car No. 1 was also often accompanied by two communications cars equipped with control consoles for radio broadcasts and telegraph communications so the president could be reached while he was on the move, per Atlas Obscura. A narrow hallway led from the staterooms to the observation deck. Kristine Villarroel/Business Insider A slim, wood-paneled hallway led from the four staterooms to the observation deck at the rear of the car. The observation lounge featured some of the presidential car's original furniture. Kristine Villarroel/Business Insider The observation room was also enlarged during the refurbishing of the car, allowing it to function as a secondary gathering room for the president and his guests. During the refurbishment, a submarine escape hatch was added to the car. Kristine Villarroel/Business Insider Part of the car's security modifications included the addition of escape hatches, like this submarine hatch on the observation lounge. Today, the observation lounge shows signs of hurricane damage that the car has sustained. Kristine Villarroel/Business Insider In 1992, Hurricane Andrew hit South Florida, and among its many damages were some sustained by the Magellan. Although minor, a small window crack shows how the presidential car has stood the test of time. Traveling presidents could address crowds from a podium on the car's rear platform. Kristine Villarroel/Business Insider At the end of the presidential car was an exposed podium from where the president often addressed crowds. During Truman's whistle-stop tour, he spoke from the podium repeatedly, often addressing crowds in different cities within the same day. The preserved train car stands as a remnant of US history and of how presidents spread their message. Kristine Villarroel/Business Insider Inactive as the president's main form of transportation for over 70 years, the Ferdinand Magellan stands as a memory of America's past. However, our tour guide pointed out that the car is still on a track connected to current-day railroads and can be requested for use at any moment by the sitting US president. Although I doubt Donald Trump would want to travel aboard the historic cabin, a modern-day president going on his own whistle-stop tour on US Car No. 1 remains a possibility. Read the original article on Business Insider

Its issues with current nuclear safety standards are termed semantic, not physical.

We lived on a boat and sailed around Europe for 18 months. Laura Keys My husband and I lived on a boat full-time for a year and a half. The lifestyle was our dream, but the reality was much more challenging than we expected. We felt like we had to stay alert all the time, and working in such a small space was difficult. Three years ago, my husband and I packed up our lives in the suburbs of London and moved aboard a 36-foot sailboat. We'd sailed before and had spent weeks on boats each year for our vacations, but living on one full-time proved to be very different. We ended up living aboard and sailing through Europe for 18 months before my husband received a job on land, and we had to leave. The lifestyle was a dream in many ways, but some aspects were more challenging than we ever could've expected. Instead of feeling free, I felt limited Living in a small space was much harder than we expected. Laura Keys Once our boat left the dock, we were limited to only the supplies that we had on board. We had to carry everything with us: food, water, diesel fuel, cooking gas, medical supplies, spare parts, and anything else we could need. Knowing exactly how much of something we had — but not knowing exactly how long we'd need to make that thing stretch — naturally made us want to ration just about everything. I found myself monitoring how much food we were eating each day, how much water it took to do the dishes, and how long the stove had been on. I was very aware of our limits. We also had to stay mindful of how charged our batteries were. Aside from the potential annoyances of the lights going out or the fridge no longer working, running out of power can become dangerous quickly at sea. We'd need electricity to power the lights and systems that let other boats see us; we also needed to keep our radio powered in case we had to call for help. Living in a tiny space also made life difficult. Neither of us is claustrophobic, and we both actually liked the boat's coziness, but working remotely was tough. If one of us had a call, there was nowhere to escape the noise, and it was very hard to avoid distracting each other. We always had to be alert and could never fully relax I felt like I always had to be on high alert. Laura Keys So much can go wrong on a boat, and the consequences can be very serious. To sail safely, you need to understand the risks and know how to solve problems that arise … which doesn't exactly create the most relaxing environment. We needed to be constantly attuned to changes in the weather. I had to check the forecast multiple times a day, monitor the actual conditions we were experiencing, and move the boat if things ever felt unsafe. Then, there was the stressful topic of money. Boat repairs can be unpredictable and pricy, and working as consultants also meant that our finances fluctuated. If a key system like our Starlink internet broke, we would not only have to deal with replacing it — we also wouldn't be able to earn any income from our remote work while it was down. Maintenance and repairs became an ongoing battle Even with the best planning, boats can be a nightmare to maintain. The salty, wet environment meant that our electrical wiring would corrode quickly, any exposed metal would quickly rust, and we'd frequently find mold growing on walls and inside cupboards. Plus, systems don't just break during the daytime. Alarms go off at all hours, and emergencies need to be dealt with immediately. We once woke up to find that the lowest part of the boat was completely filled with water. I started bailing out the water while my husband tried to find the source of the leak. By the time we'd cleaned everything up and gotten back to bed, it was 3 in the morning. Despite the many challenges, though, I'm still very glad I got the opportunity to live at sea. I explored the entire west coast of Europe, got really good at problem-solving, and gained confidence in my own abilities. Sailing full-time is hard, but it was worth it for me — even though I'm glad I'm back on land now. Read the original article on Business Insider

Ben Fritz / Wall Street Journal: Source: Xbox Game Pass currently has about 30M subscriptions; document: Microsoft had projected Game Pass subscriptions would reach around 77M this year  —  The videogame unit's revenue has fallen and its Netflix-like subscription service is far below expectations

Rolls-Royce cars have never been more expensive. While a new Rolls-Royce starts at around $370,000, many buyers spend hundreds of thousands, even millions, more on customizations. Some owners, like the car influencer Supercar Blondie, pay aftermarket companies more to modify their cars than they paid for the vehicle itself. Rolls-Royce customizes hand-painted coachlines and light-filled ceilings and makes one-off coachbuilt models costing tens of millions of dollars. Nearly every car that leaves the automaker's Goodwood factory is personalized. As more ultrawealthy buyers seek products no one else can own, Rolls-Royce is investing $400 million to expand its bespoke operations. So why are the world's wealthiest spending more than ever on Rolls-Royces? And what makes these highly customized cars worth the price? Read the original article on Business Insider

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Ukrainian officials said Monday that Kyiv has effectively run out of Patriot interceptors. US Army photo Russia launched a massive overnight bombardment that included 23 ballistic missiles. Ukraine didn't shoot down any of the ballistic missiles in the attack, which killed and hurt dozens of people. Officials said Kyiv's stocks of high-end US-made Patriot interceptors are running low. Ukraine didn't shoot down a single Russian ballistic missile during a massive attack that began Sunday night and killed and wounded dozens of people. Ukrainian officials said that the ballistic missiles were able to penetrate their country's air defenses and strike their targets because Kyiv lacks critical interceptors, specifically the much-sought-after Patriot PAC-3 made by the US. Russia launched 23 ballistic missiles, more than three dozen cruise missiles, and hundreds of drones in the attack, which mainly targeted the capital, Kyiv. Ukraine's air force said defenders shot down most of the threats; however, they didn't intercept any of the ballistic missiles. "Our warriors performed well today in intercepting drones and cruise missiles, but unfortunately not Russian ballistic missiles," said Ukrainian President Volodymyr Zelenskyy on Monday, a day after he warned that a large-scale attack was imminent. "The reason lies in the insufficient supply of interceptor missiles." Mykhailo Fedorov, Ukraine's defense minister, said that Russian forces are ramping up their ballistic missile use, "launching them at a scale not previously seen while exploiting the critical shortage of interceptor missiles for Patriot air defense systems." Ukraine has multiple air defense layers to protect major cities such as Kyiv, and these rely heavily on Western-donated systems. The most high-profile of these is the MIM-104 Patriot battery — widely regarded as the country's best defense against high-speed Russian ballistic missiles. The US-made Patriot fires several different types of interceptors, including the Patriot Advanced Capability-3, or PAC-3, which has an estimated price tag of nearly $4 million. Ukrainian officials have repeatedly said that Kyiv doesn't have enough of these in its arsenal and have pleaded with NATO countries to send more. Dozens of people were killed and wounded in the latest Russian attack. Eugene KOTENKO / AFP via Getty Images Ukrainian officials renewed these calls on Monday, arguing that there are plenty of Patriot interceptors in global stockpiles and that they would be of better use in Kyiv's hands. "Interceptor missiles belong in Ukraine's air defense system now — not sitting in stockpiles," the defense ministry said. Zelenskyy is scheduled to meet with President Donald Trump this week on the sidelines of the NATO summit in Ankara, a White House spokesperson told reporters on Sunday. In previous meetings, air defense has been central. Mark Rutte, the NATO secretary general, confirmed to reporters on Monday that interceptors are still flowing into Ukraine. However, he acknowledged that there's a "limit to the amount of interceptors there are" in alliance territory and called on member states to ramp up production. While industry is surging the production of Patriot interceptors, these defensive tools are in high demand globally. The US and its allies in the Middle East fired hundreds during the weekslong conflict with Iran earlier this year. Air defense doctrine typically calls for at least two interceptors for each incoming missile, so stockpiles can rapidly dwindle in a high-intensity conflict. Global stockpiles were already under significant strain, and production has long struggled to keep pace with demand. To address its critical supply problem, Ukraine has been turning to its European partners for help with the long-term acquisition of interceptors. "We have already signed contracts for Patriot interceptor missiles and continue to secure additional agreements, with deliveries scheduled to begin next year," Fedorov said Monday. "Our appeal to our partners is straightforward: transfer missiles from your stockpiles now, and replenish them later through our future deliveries," he added. Read the original article on Business Insider

Julia Fioretti / Bloomberg: A term sheet shows Tencent is seeking to raise as much as $1.55B in a selldown of part of its stake in short-video app operator Kuaishou through a block trade  —  Tencent Holdings Ltd. is seeking to raise as much as $1.55 billion in a selldown of part of its stake in short-video app operator Kuaishou Technology through a block trade.

It will take several weeks for the Link spacecraft to rendezvous with NASA's Swift observatory.

John Nuar's father went into memory care in 2021 after years of living with his family. John Nuar John Nuar, 34, cared for his father with dementia at home from 2017 to 2019 in Michigan. Nuar faced challenges with inadequate public transport and costs for his father's dementia care. He and his wife paid $120,000 out of pocket for memory care, which led him to plan for his future. This interview is based on a conversation with John Nuar, 34, who lives in Canton, Michigan. Nuar built a home to live in with his father with dementia, where he lived from 2017 to 2019 before moving in with his brother. He lived for three years in memory care before he died in 2024. This interview has been edited for length and clarity. I work in supply chain management for an automobile company in Michigan. I have two siblings, and since my 20s, have been a caregiver for my father. My dad started having early memory lapses around 2015 when he was in his late 60s. It got to the point that in 2017, we wanted him to live with my wife and me because he needed more support. He needed to be on the first floor due to hip issues preventing him from doing stairs. My dad was on board with moving in with us. We had to frame it in a way that didn't take away his independence, making the things that are hard for him easier. My wife and I went under contract for our current place in January 2017, and the builders told us it would take six to seven months to finish. We sold our other house at the end of August to give ourselves a month to move. When the time came, the house was nowhere near done, so my wife, our two dogs, and I lived with my sister and her kids while my dad bounced between his two siblings, which wasn't great because he kept getting lost. Are you paying for your own or your loved one's long-term care? Do you have thoughts to share about long-term care in the US? To share your story with a reporter, please fill out this quick form. We noticed in a few instances that, while we were tracking his phone, he was on the other side of Detroit. I would call him and ask what he was doing, and he wouldn't really know and said he would come back home. My dad moved in with us We eventually moved into the home we built in late October. We'd make him breakfast in the morning, and he would eat dinner with us at night, and he would be on his own during the day. We stayed on top of his medications, refilling his pillboxes and monitoring everything. In March of 2019, he hit our garage door and didn't tell us about it. I was on a business trip, and my wife confronted him about it. We decided that it wasn't safe for him to drive anymore, so my wife took the keys away from him. We tried using public transportation with him, but it's pretty sparse in our town. We would drop him off at church and have the bus pick him up, but he'd forget the bus was coming, and we'd have to get him an Uber. Looking back, I would not have bought the house we live in now. We had cameras to see what he was doing We used technology as much as we could to augment things because we were both at work all day. We'd have cameras in the house where we could see what he was doing. He had an automatic door handle so that if he locked himself out, we could unlock the door for him remotely. There were three times he ended up wandering, and the last time he had wandered 15 miles. He ended up at a friend from church's house, and they called me to come pick him up. John Nuar cared for his father for two years while living together. John Nuar This was our wakeup call that it's not going to work out with him living with us, not being at home 24/7. We started investigating our options. In Michigan, there's a voucher program, but he was a few hundred dollars over the limit to qualify. We also tried the PACE (Program of All-Inclusive Care for the Elderly) program through Medicare and Medicaid, but it didn't work out. I wish I had understood better how different states treated Medicaid, which could have influenced where we moved. We couldn't afford some nursing homes We didn't really talk about what would happen with his end-of-life care earlier in his life, so we weren't confident in what he wanted. I wish I had done this before we got into a more serious crisis. I was trying to have conversations with him that were simple enough to understand, with advanced dementia. It was either private pay for everything or put him in a nursing home, and we didn't have the funds to privately fund everything. He didn't have a ton of money left, either. The nursing homes that would take him were rated very poorly, and the higher-rated ones didn't have Medicaid beds available, meaning we would have to pay $10,000 a month until a Medicaid bed opened. We hit a tipping point, and luckily, my aunt and uncle, who live in Virginia, agreed to take him in because they live in a walkable area. That was the summer of 2019. After two months, they got him a caregiver, then another as he became more confused. He was there for about two years. They're both in the medical field, but they were deferring all the medical and financial decisions to me, though they walked me through a lot of decisions. My sister and I tried to go out at least one weekend a month to give my aunt and uncle a reprieve. But in early 2021, they said he was past the point where home care was a good idea anymore. We ended up putting him in a private pay-only memory care facility back in Michigan, and we found one with heavy incentives to get people in since this was during the height of the pandemic. My wife and I picked up the difference between what his Social Security and $300 monthly pension covered and what the place cost. The facility he was at was pretty good overall. He was falling all the time in his first year before becoming wheelchair bound. There was a lot of stress, and we would get so much anxiety whenever the facility called. Our daughter was born six months into his being there, after which there was a constant tension of asking ourselves, "Should we put him into a state facility? Is he actually getting any value out of memory care?" He lived there for just under three years before he died. We paid $120,000 out of pocket In total, my wife and I paid about $120,000 out of pocket. This was about $1,500 at first, but rose to $3,500. When he first started in memory care, it was $4,200 a month, but it rose to $6,600 in the end. This was partly due to rising costs and partly because his care level increased. We rented his wheelchair for $175 a month, and his Medicare supplement was $326 a month. Our income grew significantly during his care, so we were not drawing down our savings and didn't have to make any major adjustments to raising our kids. We had a lot of help with childcare from family. I often had anxiety around not saving this money for the future, making calculations like if I saved $3,000 now, that would be worth $80,000 in 30 years. Still, I wouldn't change anything. My No. 1 thing that I preach to people is maxing out an HSA for long-term care expenses. We want our kids not to go through the same things we went through with my dad. My wife and I both have advanced healthcare directives and wills fully filled out, so it's written down what we want if something were to happen. I'm also preparing for the scenario of if I can't work after 50 because of some sort of disability. My wife and I have been more frugal. There was also an emotional cost to all of this; having to look at dollars and then make a care decision was, and still is, very hard. Read the original article on Business Insider

Disney CEO Josh D'Amaro wants to further bolster the technology behind Disney+ and Hulu. Hugo Hu/Getty Images; Illustration by Samuel Boivin/NurPhoto via Getty Images Disney is investing in original stories and streaming tech, while leaning into AI on its tech teams. Under CEO Josh D'Amaro, Disney has unified key teams, which involved layoffs this spring. Here are org charts for top execs like D'Amaro, creative chief Dana Walden, and ESPN's Jimmy Pitaro. Disney's leadership team, under CEO Josh D'Amaro, wants to ensure the company remains an entertainment powerhouse as tech evolves and frenemies like YouTube emerge. Since taking the top job in March, D'Amaro has emphasized original, creative storytelling, improving Disney's streaming technology, and keeping the parks business he previously oversaw humming. He also installed TV executive Dana Walden as chief creative officer to usher in new hit franchises and solidify its strategy in video games. The Mouse House is embracing AI on its tech teams while creating tools for AI-generated ads on Disney+. Disney is planning to phase out Hulu as a stand-alone app, though the company's leaders say they aren't yet working on a full-blown "super app" that lets consumers buy tickets to its theme parks. D'Amaro's Disney has shuffled the structure of Disney Entertainment and its marketing team, which was impacted by layoffs in April. Amid all the changes, Business Insider compiled Disney's internal organizational charts showing who reports to top executives in the C-suite and the Product & Tech teams, based on screenshots sent by a staffer. We previously reported on D'Amaro and Walden's org charts as well as the power structure of streaming product and tech under Adam Smith, the product and tech chief at Disney Entertainment. We are now publishing org charts for reports to Hugh Johnston, chief financial officer, and Jimmy Pitaro, chairman of ESPN, within the C-suite. In streaming leadership, we have org charts for Joe Earley, co-president of direct-to-consumer (along with Smith); Alisa Bowen, president of Disney+; and Lauren Tempest, head of content planning & partnerships for direct-to-consumer. Within Smith's purview at Disney Entertainment, we have charts for Andre Rohe, EVP of product engineering; Chris Lawson, EVP of content platforms & operations; and Erin Teague, EVP of product management. Below are those org charts, in alphabetical order by first name. Inside Disney's C-suite Here are the direct reports to Josh D'Amaro, CEO: NamePosition Asad AyazChief Marketing and Brand Officer Dana WaldenPresident and Chief Creative Officer Horacio GutierrezSenior EVP, Chief Legal & Global Affairs Officer Hugh JohnstonSenior EVP & Chief Financial Officer James (Jimmy) PitaroChairman, ESPN Judy TerryExecutive Assistant to the CEO Nancy LeeChief of Staff, CEO and EVP, International Business Operations Paul RoederSenior EVP & Chief Communications Officer Sonia ColemanSenior EVP & Chief People Officer Thomas MazloumChairman, Disney Experiences Here are the direct reports to Dana Walden, chief creative officer: NamePosition Adam SmithCo-President, Direct-to-Consumer and Chief Product & Technology Officer, Disney Entertainment & ESPN Alan BergmanChairman, Disney Entertainment — Studios Alexis TaylorVP, Office of the President and Chief Creative Officer Annabelle OlsonSenior Executive Assistant Asad AyazChief Marketing and Brand Officer Debra OConnellChairman, Disney Entertainment — Television John LandgrafChairman, FX Joseph (Joe) EarleyCo-President, Direct-to-Consumer Ryan FlahertySenior Executive Assistant Sean ShoptawEVP, Games & Digital Entertainment Here are the direct reports to Hugh Johnston, chief financial officer: NamePosition Benjamin SwinburneEVP, Head of Corporate Strategy and Investor Relations Brent WoodfordEVP, Controllership, Financial Planning & Tax Carlos GomezEVP and Treasurer David (Dave) BowdichEVP, Chief Security Officer Jennifer (Jenny) CohenEVP, Real Estate and Strategic Sourcing Justin WarbrookeEVP, Head of Corporate Development & Corporate Planning Michael ChinDirector, Tactical Opportunities & Office of the CFO Susan Doniz FirkaEVP, Chief Information & Data Officer Sylvia DongEVP, Disney Entertainment CFO, Corporate Planning & Transformation Tina HolmesSr. Exec Assistant, Office of the Sr EVP & CFO Here are the direct reports to Jimmy Pitaro, chairman of ESPN: NamePosition Anthony ChambersPresident, The Walt Disney Company EMEA Chara-Lynn AguiarEVP & CFO, Strategy, Research & Office of the Chairman — ESPN Denise PellegriniSr. Executive Assistant, Office of the Chairman James ZasowskiPresident, Platform Distribution Joshua (Josh) KrulewitzEVP, ESPN Communications Judith (Judy) AgayEVP, People & Culture — ESPN & DEEPT & P&C PMO Luke KangPresident, The Walt Disney Company Asia Pacific Martin IraolaPresident, TWDC LATAM Rita FerroPresident, Disney Advertising Robert (Burke) MagnusPresident, Content Rosalyn DurantEVP, Programming & Acquisitions, ESPN Sean BreenEVP, Platform Distribution Sales Tina ThorntonEVP, Creative Studio & Marketing Inside Disney's streaming leadership Here are the direct reports to Joe Earley, co-president of direct-to-consumer: NamePosition Alisa BowenPresident, Disney+ Chas MurphySVP, Data & Analytics David BeckEVP, Strategy, Disney Entertainment Television & Direct-to-Consumer Eric SchrierPresident, Disney Television Studios & Global Original Television Strategy Karl HolmesSVP & General Manager, DTC, EMEA Lauren TempestHead of Content Planning & Partnerships, DTC Renato D'AngeloSVP, Direct to Consumer LATAM & GM Brazil Rosalinda RojasSenior Executive Assistant Tony ZameczkowskiSenior Vice President, General Manager DTC, APAC Here are the direct reports to Alisa Bowen, president of Disney+: NamePosition Chad OlsenSVP, Viewer Experience Christina FergusonVP, Launch PMO Daniel WiegandSVP, Subscription Planning Gabriel LewisSVP, Programming & Content Curation Jason BadalVP, General Manager D+ Kevin HanleySVP, Technical Account Management Mark AngelVP, DTC Growth and Strategic Initiatives Paula BeckSVP, Operations — DTC Peter JanulisDirector, Strategic Operations, Disney+ Socorro (Suki) SanchezSenior Executive Assistant Here are the direct reports to Lauren Tempest, head of content planning & partnerships, direct-to-consumer: NamePosition Andrew ThomasVP, Content Partnerships Casandra TuttleSenior Executive Assistant David BaronVP, Content Partnerships Jennifer BriscoVP, Content Partnerships, Licensed TV Laura SchaefferVP, Hulu Strategic Planning and Operations Mark AngelVP, DTC Growth and Strategic Initiatives Nick LewerkeSVP, Content Planning & Analysis Peter TaylorVP, Network Partnerships Ryan RoemerVP, Content Partnerships, Head of Global Film Licensing Steph SaxtonVP, Content Partnerships Inside Disney's product and tech leadership Here are the direct reports to Adam Smith, product and tech chief at Disney Entertainment; co-president of direct-to-consumer: NamePosition Andre RoheEVP, Product Engineering Christopher (Chris) LawsonEVP, Content Platforms & Operations Danette DugasSenior Executive Assistant Dimitri KontopidisExecutive Director of Product & Tech Strategy and Operations Erin TeagueEVP, Product Management Meghan BorsicSVP, Design Michael CupoSVP, Business Operations Tony DonohoeEVP, Ad Platforms Here are the direct reports to Andre Rohe, EVP of product engineering: NamePosition Andrew HydeVP, Product Software Engineering Christopher ShattuckHead of India Product & Tech Christopher (Chris) SwordDirector of Data Analytics Devika ChawlaSVP, Product Software Engineering Dominique CharretteVP, Data Analytics Jay DonnellSVP, Product Software Engineering Justin AltwiesDirector of Product Engineering and Business Operations Mali SonnierSenior Executive Assistant Mayank SachanVP, Growth Engineering Mehran BozorgiSVP, Product Software Engineering Nicholas BrookinsSVP, Media Engineering Zachary CavaVP, Product Software Engineering Here are the direct reports to Chris Lawson, EVP of content platforms & operations: NamePosition David (Dave) JohnsonSVP, Live Ops & Engineering Holly LutkenhouseSVP, Content Platforms James PortleyVP, LATAM Technology & Operations Jennifer MayoSVP, Distribution Operations Kevin PlumbSVP, Infrastructure Engineering Pamela (Pam) ChamberlainSenior Executive Assistant Sergio FalconSVP, EMEA & APAC Tech & Operations Here are the direct reports to Erin Teague, EVP of product management: NamePosition Bangaly KabaSVP, Product Management Boubou GuiroProduct Advisor Brian MarshallVP, Sports Products & Strategy Georgina HillVP, Product Management Commerce Jason WongSVP, Product Management Joe RiceSVP, Product Management Keshia MannSenior Executive Assistant Nicole BreskinVP, News Products & Strategy Scott SpeorlSenior Product Operations Manager Do you work for Disney or have a tip? Contact this reporter via email at jfaris@businessinsider.com or Signal at jamesfaris.01. Read the original article on Business Insider

Microsoft has launched Microsoft Frontier Company, a new consulting organization built to help enterprises plan and deploy AI. The company is investing a staggering $2.5B and deploying 6,000 industry and […] The post Microsoft Launches New $2.5B AI Initiative With 6,000 Experts to Help Enterprises Deploy AI appeared first on BigDATAwire.

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Cybersecurity researchers say AI has lowered the barrier to entry to conducting ransomware attacks. d3sign/Getty Images Cybersecurity researchers say they have evidence of a major moment in AI. Researchers at Sysdig believe they have documented the first agentic AI ransomware attack. Sysdig said the attack shows that AI can make launching ransomware attacks much easier. Researchers at Sysdig, a cybersecurity firm, say they found a warning sign of where agentic AI is headed. The Sysdig Threat Research Team believes it has found the first documented evidence of agentic ransomware, where a large language model orchestrated a complex attack. The team called the attack "Jade Puffer." "JadePuffer is a warning sign," Michael Clark, Sysdig's director of threat research, wrote in a report. "It's a marker of where extortion tradecraft is heading." Clark wrote that Jade Puffer didn't use "novel or sophisticated techniques," but what was notable was how the AI model organized and executed the attack, illustrating that the barrier to entry for future ransomware attacks is now significantly lower. "The skill floor for running ransomware has dropped to whatever it costs to run an agent, and if that agent is running on stolen credentials through LLMjacking, the cost to an attacker is close to zero," he wrote. The attack itself was targeted, as one would expect for a ransomware attack. Clark wrote that the LLM swept the server for logins to AI APIs, cloud credentials, cryptocurrency wallets, and database credentials. The AI even generated the ransom note, Clark wrote, by "creating an extortion table (README_RANSOM) containing the demand, a Bitcoin payment address, and a Proton Mail contact." Sysdig said it was able to attribute elements of the attack to an AI model based on specific behaviors, including traces of code left by the attack on the targeted server that show telltale signs of AI generation. "The decoded payloads are saturated with natural-language commentary explaining why each action is taken," Clark wrote. Geoff McDonald, a data scientist and cybersecurity researcher at Microsoft, said AI could unleash a wave of similar attacks. "Ransomware (and destructive) attacks can now scale bounded primarily by attacker budget - instead of being bounded by their human ability to operate campaigns themselves," McDonald, principal research manager on Microsoft's Defender for Endpoint team, wrote on LinkedIn. "There is now little stopping threat actors from operating thousands or tens of thousands of simultaneous campaigns." One cybersecurity engineer said one of the most striking aspects of Jade Puffer was how the AI model adapted its operation in real time, including fixing an error in just over half a minute. "It read the error, fixed its own code and carried on. Took 31 seconds," Oluwatobi Mustapha, a cybersecurity engineer, wrote on X. "I've spent longer than that staring at a typo." AI was already sparking a cybersecurity moment before Sysdig uncovered evidence of Jade Puffer. Anthropic and OpenAI have both recently released advanced AI models that they have limited access to based on the models' advanced cybersecurity capabilities. The Trump administration went so far as to impose export controls on Anthropic due to concerns about the firm's Claude Mythos 5 and Fable 5 models. McDonald said the world is not ready for what's coming. "This is a transformative moment in cybersecurity that in my opinion the industry and world is not ready for, and I believe will have great negative outcomes as it accelerates over these next few months," he wrote. Read the original article on Business Insider

Anthropic accused of spying on users; engineer says “experiment” is over.

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An "agentic threat actor" successfully exploited a Langflow flaw to steal data from a production database server and encrypt other systems.